The most common question that people ask about getting rich is, “what is the best career or business that will make me the money money?” Is it going to be education? Food? Insurance? Network marketing? Health care? Option trading? Property? What is the best industry to be in right now?

Well, you will find that in ANY industry, there will be a minority who will be making plenty of money, while the majority will be struggling to survive. This is the teachings that you will find in Adam Khoo’s Secrets of Self-Made Millionaires book. It is a great book that I STRONGLY recommend you to steal it.

The answer for the question above is that you can become a millionaire in any industry, only if you are one of the best! If you are not one of the best, you will never become rich in any industry. You can become a millionaire in insurance, property, options trading, education, retail, food or internet marketing ONLY when you are one of the best!

So how to become the best in your industry? The answer will be by being 100 percent, absolutely committed towards our particular business or career. Know this fact, people become the best at what they do only because they eat, sleep, breathe, talk and think their business eighteen hours a day, sometimes they even dream about it. Your Fuel To Success, Commitment.

Therefore, this habit, millionaire habit #5, is…

Do What You Love

All successful individuals have one thing in common. They love what they do. And because they have such an intense passion for their particular career or business, they do not distinguish work from play. To them, their work is their play, and vice versa. As a result, they spend every single day and every waking hour working, which for them, it is playing and enjoying.

That is the number one reason that makes them the best in their industry. This is why they are their market leaders, they are the experts, and this is the reason they can make tons of money in their industry. Every successful millionaire has a love and obsession for what they do.

Some Real Life Examples For You

Tiger Woods is the best golfer in the world because he is obsessed with golf. It is his intense passion for the game that gets him to hit hundreds of balls under the hot sun every single day until he gets it perfect! It is his passion that gets him to continue competing in tournaments despite already having amassed a personal fortune of $575 million. It is not the money that motivates him. It has always been the love for the game and the love of competing.

Similarly, have you ever wondered why Bill Gates, the richest man in the world who is worth $46 billion still works 18-hour days(I know now he had retired)? Why doesn’t he just sit back and relax on the beach? The reason is because like all millionaires, what drives him is never really the money, it is the love of being at the forefront of technology. It was his obsession of ‘putting a computer in every home running Microsoft software’ that made him the best in the field. Read The 11 Principles From Bill Gates.

What about others? Donald Trump loves doing deals, Michael Jordan loves basketball and Steven Spielberg loves making movies. If you read their biographies, you will find that none of them got into their industries because they thought it was lucrative. They got in because it was what they loved to do!

They love to do it so much that they would even do it for free. This is why although they never have to work for money ever again, they keep working harder and harder. It is because it was never work in the first place. Unless you do what you love, you will never be rich.

If you find that you lack the motivation and discipline to become successful in what you do, the reason is obvious. It is not your passion! Think about it. Do you have a natural passion for something? Do you have a hobby? Like playing golf? Playing with children? Did you ever noticed that by doing what you love, the energy never stop flowing? Even if you are tired, but you will always find energy to do what you love.

This is the secret that will bring you unlimited wealth! Whenever you do something that you love, you will be naturally focused, committed and energized to work at it. When you give your best to whatever you are crazy about, you will become the best!

So you see, many people thought that they have to work so hard in life in order to become rich. They got to force themselves to be motivated. They believe that when they eventually make enough money, they can finally do what they love and enjoy their lives.

Work Hard —> Make Enough Money —> Do What I Love

If you follow the path above, it is going to guarantee that you will struggle in stress and misery in your life. When you do something purely for money instead of passion, you will find it very difficult to stay motivated. As a result, you will burn out and give up sooner than you can think of.

Instead, you must do what you love to do now. Not only will you begin to enjoy your life and be happy but you will suddenly find the natural energy and motivation that will drive you to give your best and become the best. When this happens, the money will automatically follow.

Do What I Love —> Make Money —> Continue To Do What I Love

So how can you tell if you are doing something that you love to do? Don’t worry, just go through and find the answers for these questions below, you will find out what you actually love.

• “What do I love to do? What would I do even if I didn’t get paid?”
• “If I had all the money in the world, how would I spend my time?”
• “Who are the people who have made their fortunes around this passion I have?”

Remember, do what you love and you will never work for another day in your life! No matter what industry you are in, there must be a minority who is the best in it. So look for them, then model and learn from them. These millionaire habits are brought to you by Adam Khoo’s Secrets of Self-Made Millionaires.

==> You can straight away download the complete version of The Nine Millionaire Habits here in PDF, without having to go all over my articles.

This, for me, is a very important habit that you must have if you want to be a millionaire. From the book that Adam Khoo wrote, Secrets of Self-Made Millionaires, he mentioned that if you want to be a millionaire, you have to prevent this habit, instant gratification. Therefore, what you need is this…

Delayed Gratification

Instant gratification is the habit of always wanting to enjoy now and not having the patience to wait for future benefits. As a result, these people who adopt this instant gratification habit, will spend a lot more than they invest. By spending on that new car, new wide screen television set, or designer watch, they get instant gratification.

When it come to investing in books, seminars, stocks, or insurance products, they will think twice as they have to wait for future benefits. It is precisely for this reason that whatever money comes into their hands will soon be frittered away and not multiplied. (Tips, learn and Make Use of Piggy Banks)

People who want instant gratification will always look for quick and easy ways of making money rather than building a sustainable business that adds value to customers. They tend to cut corners on quality add deliver shoddy products to save money and boost short term profits. So I hope that you will learn this lesson today, that is to learn how to delay your gratification.

At the same time, those who desire instant gratification lack the patience to allow their money to grow and compound through investing. When they don’t see huge sums of money in a few weeks, they abandon their investments and never get to reap the benefits. They have no patience to wait for the seeds they sow to grow into huge money trees that bear fruit.

Well basically, there are only two ways you can use your money. You can either spend your money, or you invest it somewhere. For example, if you spend $1,000, you get instant gratification from whatever you have bought. However, you have to remember that your $1,000 is gone. It is the same if you spend $100, or even $10. When you spend it, it is gone, you get zero return.

When you invest that $1,000 in a seminar, books, or stock, it will grow into $1,200, $2,000, maybe even $10,000, depending on your rate of return. People with delayed gratification invest a lot more than they spend. Again, they know that by spending a dollar, they may feel good for an instant, but their future wealth will be destroyed.

So, do think twice whenever you want to buy something that is going to make you feel instant gratification. Instead, go ahead and use that money and invest in books or seminars that are going to make you a fortune.

Know this, self-made millionaires never take shortcuts in business. They look at always giving the best value to their customers, even if it means earning less at present. They know that by building their reputation, it will lead to huge profit streams in the future.

Real Life Example of Delayed Gratification

I’m going to tell you about how Adam Khoo learn to delay gratification, and make him a millionaire at the age of 26! When Adam was in the college and university, most of his friends spent their holidays partying and having fun. They experienced instant gratification. For Adam, instead of partying, he spent all his holidays taking up speaking engagements to hone his presentation skills, reading investment books, analyzing company reports and writing chapters of his books.

He knew that by ‘sacrificing’ this immediate enjoyment, the rewards in the future would be tremendous! Sure enough, by the time he graduated from university, he had streams of positive incomes from his best-selling books and his 2 businesses which he had set up. Adam was earning more money than his lecturers while many of his friends were struggling to get their first job with their first paycheck.

So can you see it now? If you want to be a millionaire, you must first learn how to invest your money instead of spending them. The moment when you want to spend something, just think twice and ask yourself whether that thing that you are going to buy will make you money in the future. This is how many self-made millionaires made build their money.

Do you think that the world’s greatest investor, Warren Buffet knows about this habit? You bet, if he doesn’t have this habit, I dare say that he won’t be as rich as today. Learn How To Save If You Want To Be A Millionaire.

==> You can straight away download the complete version of The Nine Millionaire Habits here in PDF, without having to go all over my articles.

This is going to be the third millionaire habit that you need to adopt if you want to be a millionaire. I believe that you know about this habit a lot. It is…

Take 100% Responsibility

I’m just going to be brief about this, because in the past, I have posted quite a lot of this millionaire habit. For instance, you can read about my 12 Keys to Success, in the key #3, I mentioned about how responsible can bring you success. It is the same here, you have to be 100% responsible to achieve the wealth you always desire about.

Unfortunately, most people choose to adopt the victim’s mindset of giving excuses, blaming and complaining. Remember when you give excuses to yourself or blame others for your lack of wealth, then you are putting others and external events in control of your life!

When you are not in control, you do not have the power to change your circumstances. Instead, millionaires take 100% responsibility for their wealth. They believe that they alone create their wealth through their strategies and actions. As a result, they know that they have the power to change their wealth by changing their strategies and actions.

It is only when you live by this habit will you have the power to exponentially multiply your income and wealth. I mean, think about it, if you are selling traveling guides, and when the economy is down, will you blame the economy for bringing your business down? If yes, then you will be in the victim’s mindset, you put yourself in a powerless situation where there is nothing you can do.

Did you still remember how Richard Branson made his fortune by adopting the winner’s mindset? If you don’t, you can read about it here, The Millionaire Habit #2. Branson put himself in the winner’s mindset, and he turned what other sees as problems into money making opportunity.

If you truly want to be a millionaire, this is what you need! Take back the example from above, when the economy is down, and you are in the travel industry, what can you do to make your business grow? Well, there are quite a lot of strategies you can use. For example, you can expand your business by going internationally, or maybe you can take it as an opportunity, by saying that it is the greatest time to test your business and strengthen its foundation, and when the economy picks up, your business will bloom!

Can you see the difference between taking 100% responsibility and blaming others or putting the responsibility away now? If you say that it is under your responsible, you will not even care about it, and your mind will shut of any creativity juices it produces.

Before, I have posted about The Winner’s Mindset, you can read it, it is an interesting post. This will be it, the third millionaire habit.

==> You can straight away download the complete version of The Nine Millionaire Habits here in PDF, without having to go all over my articles.

All of the millionaires out there, they have one set of habit that makes them rich, makes them a millionaire. And in this book, Secrets of Self-Made Millionaires, Adam Khoo, my favorite wealth teacher, explain the millionaire habit that you need to adopt in order to be a millionaire.

I strongly recommend you to grab this book, for me, it is the best wealth book that I have ever read. Before this I have also posted about millionaire habit #1, always exceed expectations. Now, as for the second millionaire habit that you need, is this…

Be Proactive

Yes, if you want to be rich, if you want to be a millionaire, you have to be proactive. People who are proactive are those that make things happen. While those who adopt the reactive mindset, they wait for things to happen. When the economy is down, proactive people will not sit still, they will go and look for opportunity, instead of waiting for opportunity to come to them.

You have to be proactive if you want to be a millionaire. Have you ever attended any seminars, and they want you to break the ice by introduce yourself to others? Are you the one that just going to stand there and wait for people to come to you? Or you are the one that goes to people and introduce yourself to them?

If you have been in this kind of situation before, you will know. Here, people can be classified into 2 groups. The first group are those that who adopt the reactive mindset. They wait for people to approach them, and they react toward other people’s action. These people won’t have much control in their life.

Because for them, when there is no opportunity for them, they will just wait for opportunity to come, just like waiting for money to fall from the sky. They are characteristic of people who complain about everything that is happening around them and hope that something will change. When reactive people face problems, they will just wait for others to come and solve their problem.

While the other group of people is those who adopt the proactive mindset. They are the ones that make things happen. They will go and introduce themselves to others. When there are no opportunities around, they won’t sit still, they will go out there and look for opportunity. If needed, they will even create the opportunity for themselves. These are the people that adopt the millionaire habit, proactive.

Let me give you a real-life example of how, by adopting the millionaire habit of proactive, can make a person rich. This guy is called Richard Branson, you probably have heard of him. He is the chairman and founder of the Virgin Group.

The One That Make Things Happen

Well, just imagine that if you had to take an important early morning flight to New York but due to unforeseen circumstances, the flight got canceled and you are stranded at the airport with a hundred other passengers. There is no other flight out that day. What do you think you will do and how would you feel? Are you going to…

1. Just wait for news of the next flight out
2. Lodge a complaint with the authorities
3. Hang around with other stranded passengers and complain together

Most people will think of this kind of situation as ‘problem’, and they can’t do much about it. You see, if you think of it as a problem, you will out of the power to control the situation. This is the same exact situation that happened to Richard Branson in 1980. He and his wife were stranded when the local Puerto Rican flight got canceled. There were no other flights out that day. (Remember, you always have a choice in your life.)

Instead of seeing it as a ‘problem’, Branson‘s millionaire mindset got him to see it as opportunity. As a result, he took a very different set of actions. What he did is this. He got on the phone to a few aircraft charter companies and managed to charter a private plane for $2,000. Knowing that there were many stranded passengers who needed to catch a flight out badly, he borrowed a blackboard and wrote ‘Virgin Airways $39 Single Flight to Puerto Rico‘.

Within hour of walking through the airport terminal, he had sold every single seat! After successfully flying everyone back and making a cool profit, he mulled over what one happy passenger had casually said, “Virgin Airways isn’t too bad, smarten up the service a little and you will be in business”.

And the rest is history. The amazing thing about Branson was that he did not use any of his money to solve his ‘problem’. He used his millionaire mindset, think and turn a problem into opportunity. I believe that this is a very clear example of what exactly being proactive is all about. Yes, Everything Starts From Your Mind.

By having the proactive mindset, you will somehow put yourself in the position of power and choice. You are in control and you are in command of your life. You will eventually take actions that lead to your wealth and success. However, if you act in a reactive mindset, you will never find your way to riches, because you are not in controlling of your wealth, your finances will never be within your control.

==> You can straight away download the complete version of The Nine Millionaire Habits here in PDF, without having to go all over my articles.

Secrets of Self-Made Millionaires, for me, is one of the best wealth books that you MUST HAVE if you want to become a self-made millionaire. This book is written by Adam Khoo, a young, Singapore self-made millionaire at the age of 26. What he taught in this book is much more than you can expect.

For me, Adam is a real value creator. If you ever read this book before, you will understand what I mean. In his book, Secrets of Self-Made Millionaires, he taught about the millionaire mindset. For you to achieve massive amount of wealth, you will first have to adopt the million-dollar mindset.

So, the first millionaire habit, will be this…

Always Exceed Expectations

Overall, people can be categorized into 3 groups. The first group is those who adopt the habit of doing less than what is expected. Their patterns are reflected in the fact that they probably do less than what people can expect. When you ask them why, they usually will give you a lot of excuses like “I could not think of more” or “I just don’t have the time to do all these”.

Because of this thinking and habit, this kind of people will not add any value for their business and their company. In fact, they tend to reduce the value their company creates. These are the group of people when you ask them to do ABCD, they will only end up doing just A and B.

While in working, although they are paid $1,000 for their work, but they only create $800 in value. They are the liabilities of their company. So do you think that the company will give this group of people a salary raise? Hardly.

The next group of people is those who adopt the habit of doing exactly as expected. The majority of us fall under this category. This group of people will obediently do exactly as told, if you ask them to do ABCD, they will do exactly just like what you have told them to do.

They are responsible people who get the job done, nothing more nothing less. They clock in at nine in the morning and knock off exactly at six in the evening. If they are given the task to hit $10,000 sales, they will do exactly that, they will hit $10,000, and no more.

So, are this group of people consider the asset or the liability of their company? They are the low-return investment for their company. By paying them $1,000 per month, they will create $1,1,000 value or so, make their company get a small amount of return on their business.

Will these people get a pay raise? Of course, because they are responsible people, they will get a pay raise. However, this group of people will only be promoted up to a certain point. They will eventually hit the ceiling. This ceiling is normally that of a manager, because they can only take orders and get things done.

Meet The Real Value Creators

The last group of people is the real value creators, they always do more than expected. If you are in this group, it is not something that you were born with, it has nothing to do with your academic results, but it is a habit of choice that anyone can adopt. Value creators have the habit of doing a lot more than expected. If they are paid $1,000, they will work as if they are being paid $10,000.

They are the real, high-return investment for their company. It is through their efforts, that the company make more and more profits every year. As a result, they will often get a pay raise, bonuses and stock options. The company knows that for every dollar they invest in them, they will return triple the value. Your Value Determines Your Income.

In the past, income was based mainly on seniority and loyalty. The longer you stayed, the more you were valued. However, this is totally different in today’s world. The amount of income you get is fully depends on the amount of value you create. That is why we have examples of people who are younger, with a lot less experience directing business, but they are earning a lot more than senior workers.

The real value creators are usually being head hunted by other companies. So, the first unbreakable habit of wealth is to do a lot more than expected. This habit does not just apply to employees, it applies to anyone! Here is the real-life example of value creator:

When Michael Jordan was interviewed and asked how he became the world’s greatest basketball player, he replied, “I expect more from myself than anyone would ever expect from me! When my coach expects me to train 3 times a week, I would train 5 times. When my coach expects me to score 15 points for each game, I would score 36 points! That is why I am the best in the world!”

If you are doing just as expected, you will soon out of business! In today’s business world, the competition is high, and if you want to make your business stand in front of others, you will have to do a lot more than expected. If you start a retail store today, you are competing with hundreds of others, both locally and internationally!

Today, if you perform below your customer’s expectation, you will soon out of business. Simply because they have many other choices, and others can provide the same service or products just like yours, maybe even better! Many business owner struggle because they offer exactly the same value as every other business in their industry.

The answer to create massive wealth today is to exceed our customer’s expectation. You have to create more value for your customers. Create More Value and Money Will Follow.

I hope that this post is going to help you both in your life and your business. No matter you are doing your online business, or offline business, always exceed expectations, and you will find your wealth doubling in a rapid rate.

==> You can straight away download the complete version of The Nine Millionaire Habits here in PDF, without having to go all over my articles.